Send Certified Letters Without the Post Office
Legally-valid debt letters with USPS tracking. You stay in control — no monthly fees, no subscriptions.
💰 Typical settlements save 40–70%
Our certified letters make creditors respond — and negotiate.
✉️ Certified Mail Letters
Legally valid, USPS Certified Mail with tracking + delivery proof. Pay-as-you-go so you only buy what you need.
Certified Letter (pay as you go)
USPS Certified Mail • Tracking • Proof of Delivery
$12.95
Per letter. No subscriptions, no bundles to manage.
Send a Letter- • Printed, mailed, and tracked in 2 clicks
- • Stored in your dashboard for seven years
- • FDCPA/FCRA compliant legal language
No Bundles
Only pay when you mail
People in debt hate subscriptions. So we kept it simple: run your free analysis, preview every document, and only swipe your card when you're ready to send certified mail.
• Need 3 letters? Pay 3 × $12.95.
• Need 12 letters? Still just $12.95 each.
• Toolkit stays unlocked even if you pause.
📬 Each letter includes:
USPS Certified Mail • Tracking Number • Delivery Proof • 7-Year Storage • FDCPA/FCRA Compliant Language
📄 DIY Debt Negotiation Toolkit
Full document + negotiation coaching without sending mail.
$29.00
One-time purchase
- ✓Hardship score & financial analysis
- ✓Per-creditor negotiation strategies
- ✓Settlement ranges & payment targets
- ✓Professional budget & cashflow PDF
- ✓Downloadable dispute & hardship letters
Perfect companion to certified mail if you want to plan negotiations before you send.
Why DebtPrepAI?
Frequently Asked Questions
Why certified mail instead of email?
Certified mail creates a legal paper trail that creditors must respond to under FDCPA/FCRA. Email can be ignored. Certified mail with tracking proves delivery and forces creditor action.
Do I need a lawyer to send these letters?
No. You have the legal right to dispute debts and negotiate settlements yourself. Our letters use FDCPA/FCRA-compliant language, but you remain in control. We're not a law firm — we're a self-help tool.
What if I want to edit the letters before sending?
All letters are fully editable before you approve them. You can customize any section, add details, or adjust the tone. Once you approve, we lock the content, print it, and mail it via USPS Certified Mail.
How is this different from credit counseling?
DebtPrepAI is not a counseling or settlement company. We give you the analysis, scripts, letters, and plan so you can negotiate yourself. If you choose to work with a counselor later, you can take the outputs with you.
Are there any recurring fees?
No. You pay once per letter or bundle. No monthly subscriptions, no hidden fees. People in debt hate recurring charges — we get it.
Ready to Take Control of Your Debt?
Start with a free analysis. No credit card required. See your options in minutes.
Start Free Analysis →DebtPrepAI is not a law firm. We provide self-help tools that keep you in control. We do not provide legal advice, credit counseling, debt settlement services, or representation. All letters are generated for you to review, edit, and send yourself. Typical settlement ranges are educational estimates, not guarantees.