Get Your Debt Management Plan
Ready in 15 Minutes
AI-powered DMP preparation that saves counselors 2+ hours per client
Start Free Analysis →✓ No credit score impact (soft pull only)
✓ Educational only—not financial advice
✓ Reviewed by human counselors
How It Works
Connect Credit & Bank
15-minute AI intake to gather your financial situation
AI Analyzes Your Situation
Instant hardship scoring and DMP payment estimation
Get DMP-Ready Package
Budget, hardship letter, and documents—ready for counselor review
✅ Gig Worker Support
Income volatility modeling and flexible payment schedules
✅ Spanish Language
Conversational AI and documents in English or Spanish
✅ Dropout Prediction
AI identifies risk factors and suggests interventions
✅ 15 Minutes vs 2-3 Hours
90% time reduction compared to manual counselor intake
Ready to Get Started?
Join thousands who have prepared for their DMP journey with AI
Start Free Analysis →⚠️ Important Legal Disclaimer: DebtPrepAI is an educational technology platform. We do not provide credit counseling, financial advice, debt settlement, or legal services. We do not handle client funds or negotiate with creditors. This analysis prepares you for counseling but does not replace it. A certified credit counselor must review and approve any DMP before enrollment.